CNB Crystal® Visa Infinite® Credit Card* against the Platinum Card® from American Express

The Platinum Card® from American Express (conditions apply. See rates & fees) is one of the oldest and best-known cards in the premium travel card segment. While the annual fee for the American Express Platinum card is much higher at $695 per year, the Amex Platinum card offers plenty of value that most cardholders say justifies the annual fee.

If you’re looking for lounge access, the American Express Platinum has a compelling deal. In addition to an included Priority Pass membership, the American Express Platinum Card provides access to American Express Centurion Lounges, Escape Lounges and also Delta Sky Club Lounges when traveling on a Delta Air Lines flight on the same day.

In addition to lounge access, the Platinum Card offers several statement credits that may be useful to many cardholders, including up to $200 resort credit for select prepaid hotel reservations with American Express Travel, $240 digital entertainment statement credit, up to $200 in Uber Cash, up to $200 airfare statement credit with select airlines and more. Registration is required for some benefits.

American Express Platinum also offers a welcome bonus for new cardholders of 100,000 Membership Rewards points after spending $6,000 on card purchases within the first 6 months of card membership.

CNB Crystal® Visa Infinite® Credit Card* vs Capital One Venture X Rewards Credit Card

The Capital One Venture X Rewards Credit Card is a great alternative to the CNB Crystal Visa Infinite Card for travelers who are looking for an ultra-premium credit card but are reluctant to pay high annual fees.

Among ultra-premium credit cards, the Capital One Venture X has one of the lowest annual fees, at $395, but offers great value.

First, the card offers an annual travel credit of up to $300, where you can receive up to $300 in statement credits for bookings through Capital One Travel, plus a 10,000 point birthday bonus. The Venture X earns 2 miles per dollar on all qualifying purchases, 5 miles per dollar on flights booked through Capital One Travel, and 10 miles per dollar on hotels and rental cars when booked through Capital One Travel. Rewards on this card can also be transferred to a variety of airline partners, potentially at a value in excess of a penny per point.

Finally, the Capital One Venture X offers a welcome bonus: 75,000 bonus miles after spending $4,000 on purchases within the first three months of account opening.

CNB Crystal® Visa Infinite® Credit Card* against Chase Sapphire Reserve®

Chase’s offering in the ultra-premium travel credit card segment is no slouch either. The Chase Sapphire Reserve® offers cardholders the standard suite of premium travel benefits, a $300 annual travel credit that is automatically credited after $300 in travel purchases in an anniversary year, and 5 points per dollar on air travel and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases each year . Earn 3 points per dollar on other travel and meals and 1 point per dollar spent on all other purchases.

If you’re looking for lounge access, the card comes with a Priority Pass Select subscription with enrollment that includes access for two guests per visit and is rolling out a partnership with The Club Lounges to offer its own branded lounges at multiple airports.

The card earns Chase Ultimate Rewards® points, a highly versatile travel rewards currency offering both cash value and transfer capabilities. If you prefer cash rewards, you can redeem points for statement credits, cash back, travel rewards or use Chase’s Pay Yourself Back feature to redeem points for statement credits for purchases in certain categories. For those looking to transfer points, Chase offers point transfers to travel partners, several of which are easy to use for US domestic travelers: Hyatt, Marriott, United, Southwest and JetBlue.

Finally, the Chase Sapphire Reserve card offers a welcome bonus to new cardholders: 80,000 bonus points after spending $4,000 on purchases within the first 3 months of account opening